Alexander Krustev is Head of Advisory and Specialised Lending at UniCredit Bulbank. His career with the bank started in 1998. He gained valuable professional experience through his work in Milan and Bucharest and his participation in UniCredit’s talent management programme. Later on, he became Credit Activity Analysis and Control Manager and actively supported the process of merging of the three banks - Bulbank, HVB Bank Biochim and Hebros Bank. From 2007 to 2009 he was head of Credit Risk with the Bank, and from 2009 on he was the Chief Risk Officer of UniCredit Bulbank.