The company’s net interest income fell to 10.7 million levs in the nine months through September from 15.4 million levs in the same period last year, Investbank said in a filing with the Sofia bourse.
Its nine-month operating profit totalled 21.8 million levs, down from 26.7 million levs through September 2011.
Credit portfolio shrank by an annual 2.7% to 720 million levs through September.
The bank had total assets of 1.34 billion levs at the end of September, up from 1.25 billion levs at the end of 2011.
Investbank (www.ibank.bg) was the 16th largest lender by assets in Bulgaria at the end of August. The country's banking system comprises 24 domestically-registered banks and the branches of seven foreign lenders.
(1 euro = 1.95583 Bulgarian levs)