The insurance companies operating in Croatia reported a combined premium income of 5.949 billion kuna ($1.1 billion/812 million euro) in the first seven months of 2009, down from 6.04 billion kuna a year earlier, data from the country's financial watchdog showed on Monday.
Non-life insurance premiums totalled 4.568 billion kuna and life insurance premiums accounted for the remainder, the country's Financial Services Supervision Agency said on its website.
The Croatian insurers reported a combined premium income of 9.67 billion kuna for 2008, up from 9.05 billion kuna a year earlier.
A total of 27 insurers operate in the Adriatic country of 4.4 million people.
(1 euro=7.3256 Croatian kuna)