April 10 (SeeNews) - Montenegrin hotel operator Lustica Development [MNG:LUDE], a joint venture of Swiss-based Orascom Development Holding and the government, plans to take a loan from local lender Crnogorska Komercijalna Banka (CKB) to refinance an existing credit of 11.8 million euro ($13 million) from Serbian lender Alta Banka, the government said.