PODGORICA (Montenegro), March 6 (SeeNews) – Hungarian financial services group OTP said on Friday its Montenegrin unit, Crnogorska Komercijalna Banka (CKB), posted an after-tax profit without dividends and net cash transfer of 391 million Hungarian forints ($1.4 million/1.3 million euro) in 2014, down by 51% from a year earlier.