November 11 (SeeNews) - Croatian bakery PAN-PEK has secured a 20 million euro ($21.3 million) long-term loan granted by Privredna Banka Zagreb d.d. (PBZ), the Croatian unit of Italy’s Intesa Sanpaolo Group, in cooperation with the European Bank for Reconstruction and Development (EBRD), Austrian law company Schoenherr, which advised the borrower in the transaction, said on Monday.